Shariah Compliant Personal Financing (i-FUND)

Ethical financing solutions designed in accordance with Shariah principles.

A Shariah-compliant i-FUND solution

Why Choose Easy Banque i-FUND Personal Financing?

A Shariah-compliant personal financing solution designed for flexibility, transparency, and everyday convenience.

Shariah-Compliant Financing

Shariah-compliant financing structured in accordance with approved Shariah principles.

Fast Approval

Approval within 3 working days upon submission of complete documents.

Convenience

Apply anytime, anywhere via our online platform — no walk-in required..

Social Distancing

Minimise physical interaction with a fully digital application process.

No Early Settlement Fee

Enjoy flexibility with no penalty for early settlement.

Eligibility Criteria

Eligibility criteria are designed to ensure responsible and sustainable financing.

  • Malaysian citizens only
  • Aged 18 to 60 years old
  • Minimum gross monthly income of RM 1,000
  • Financing amount from RM 50,000 up to RM 200,000 (subject to assessment)

Required Documents​

Applicants are required to prepare the following documents for assessment.

For Salaried Employees

  • Copy of Identity Card (IC)
  • Latest 3 months salary slips
  • Latest 3 months salary slips Latest 3 months bank statements
  • Latest utility bill (water or electricity)

For Self-Employed Individuals

  • Copy of Identity Card (IC)
  • Latest SSM registration
  • Latest 6 months company bank statements
  • Latest 3 months personal bank statements
  • Latest utility bill (water or electricity)

Frequently Asked Questions

What is Easy Banque i-FUND Personal Financing?

Easy Banque i-FUND is a Shariah-compliant personal financing solution structured in accordance with approved Shariah principles. It is designed to support personal financial needs with transparent terms, flexible repayment options, and a fully regulated process.

Malaysian citizens aged between 18 and 60 years old with a minimum gross monthly income of RM1,000 are eligible to apply, subject to affordability and credit assessment.

Applicants may apply for financing amounts ranging from RM1,000 up to RM50,000, subject to income verification and approval.

Approval is typically completed within 3 working days upon submission of complete and valid documents.

Yes. i-FUND is structured in accordance with approved Shariah principles to ensure ethical, transparent, and responsible financing.

Are there any hidden fees or early settlement penalties?