Buy Now Pay Later
Made Simple

Enjoy flexible instalments and transparent repayment terms.

Flexible
Payment Features

Designed to make your purchases easier to manage with clear and simple instalment options.

Flexible
Instalment Options

Choose payment plans that fit your budget.

Instant
Approval Decision

Quick and seamless verification in minutes.

Clear and
Transparent Fees

All fees are disclosed upfront with no hidden charges.

Easy
Payment Tracking

Track your instalments easily through your dashboard.

How to Apply ?

A quick and simple process to help you split your payments with ease.

1
Submit Your Details
Provide your personal and financial information for verification.
2
Quick Approval
Our system reviews your profile and confirms your approved BNPL limit.
3
Start Using Your BNPL Limit
Use your approved limit to split payments into simple, manageable instalments.

Eligibility and Required Documents

Information required to help us review your details and process your BNPL application smoothly.

Eligibility Criteria

Basic requirements to qualify for our BNPL service.

  • Malaysian citizen or permanent resident
  • Age 18–60
  • Minimum monthly income of RM 1,500
  • Active mobile number and bank account

Required Documents

Documents needed to support your BNPL application.

  • NRIC / IC (Front & Back)
  • Latest 1–3 months payslip
  • Latest 1–3 months bank statement
  • EPF statement (if applicable)

Frequently Asked Questions

Find answers to common questions about our personal loan process, eligibility, and repayments.

What is Buy Now Pay Later (BNPL)?

BNPL is a flexible payment option that allows you to split your purchases into simple instalments using an approved spending limit.

Malaysian citizens or permanent residents aged 18–60 with a valid ID, active bank account, and a minimum monthly income of RM1,500.

Once your BNPL limit is approved, you can use it to make purchases and repay the amount over time through scheduled instalments.

No. All fees and instalment amounts are clearly disclosed before you proceed, ensuring full transparency.

You will need your NRIC/MyKad, recent payslips, bank statements, and proof of income if applicable.

Approval is quick. After submitting your details, our system reviews your information and confirms your eligible BNPL limit in a short time.

Repayments are made through scheduled instalments, and you can track your remaining balance and due dates from your account dashboard.

Begin your BNPL application with confidence.
Apply Now