Personal Loan
Calculate your monthly repayment instantly and apply with confidence.
Loan Calculator
Monthly Payment
Note: Interest rate is fixed at 1.5% per month. Monthly instalments shown are estimates only and subject to lender evaluation.
Key Loan Specifications
Clear and essential information about loan range, rates, tenure, and eligibility.
Loan Amount
RM1,000 - RM20,000
Final approved amount depends on income and affordability assessment.
Interest Rate
1.5% per month
Transparent, regulated rate with no hidden charges.
Tenure Options
1 – 4 years
Flexible repayment period tailored to your financial needs.
No
Hidden Fees
No upfront payment, no processing fee, and no ATM card holding.
Fast
Approval
As fast as 1 working day once all required documents are submitted.
Licensed
Partners
Over 20 licensed moneylender partners nationwide providing safe and regulated financing.
Application Requirements
Make sure you meet the basic criteria and have the required documents ready before applying.
Eligibility:
- Malaysian citizen, aged 18–60
- Minimum monthly income RM1,500
- Stable employment or consistent income
- No active bankruptcy status
Required Documents:
- NRIC / IC (Front and Back)
- Latest 3-month payslip
- Latest 3-month bank statement
- EPF statement (if applicable)
How to Apply ?
A simple 3-step process to complete your personal loan application.
Apply Online
Enter your details to begin your application process.
Get Pre-Approval
We’ll review your information and update your loan status quickly.
Upload Documents
Submit your required documents and receive your funds upon approval.
Frequently Asked Questions
Find answers to common questions about our personal loan process, eligibility, and repayments.
What is Easy Banque Personal Loan?
Our personal loan provides fast, flexible financing for short- to medium-term needs with transparent rates and simple requirements.
Who is eligible to apply?
Malaysian citizens aged 18–60 with a minimum monthly income of RM1,500 and stable employment may apply.
How much can I borrow?
You may apply for financing between RM1,000 and RM20,000, depending on your income and affordability assessment.
What documents are required?
You will need to provide your NRIC/IC (front and back), the latest 3-month payslip, 3-month bank statement, and EPF statement (if applicable).
How fast is the approval process?
You may receive pre-approval as fast as 1 working day, provided all documents are complete.
Is collateral required?
No collateral is required. Our personal loans are fully unsecured.
How soon can I receive the funds?
Once your documents are verified and the loan is approved, funds can be disbursed quickly—typically within 1–2 working days.