SME Loan Solutions Tailored for Your Business
Fast approval, flexible repayment, and financing options designed to support Malaysian SMEs in growth, expansion, and cash flow needs.
Benefits of Choosing Our SME Financing
Our SME loan solutions are designed to support business growth with flexible terms, transparent fees, and faster access to funding.
Fast Approval
Process
Flexible Loan
Tenure
Transparent
Fees
Higher Approval for
Stable SMEs
Detailed Rates and Fees for Our SME Loan Solutions
Understand the key loan details, including repayment terms, interest rates, and processing fees to help you make an informed decision.
Item
Loan Amount
Repayment Tenure
Interest Rate
Processing Fee
Late Payment Charges
Collateral / Security
Approval Time
Protection / Insurance
Details
RM50,000 – RM1,000,000 (subject to assessment)
12, 24, 36, 48 or 60 months
From 0.5% – 1.5% per month, depending on credit profile & loan product
1% – 3% of approved loan amount (varies by lender)
Based on lender’s policy
Not required for most SME financing products (subject to evaluation)
3 – 14 working days (depending on document completeness & assessment)
Optional business loan insurance depending on lender.
Detailed Rates & Fees
depending on credit profile & loan product
- All rates, fees and loan amounts stated are for general reference only and may vary based on lender’s policies, credit assessment, company financials, and supporting documents. Final approval and terms are determined by the respective financial institutions.
Eligibility
Basic qualification criteria for businesses applying for financing.
- Malaysian-registered company (Sole Prop, Partnership, Sdn. Bhd.)
- Minimum 1 year in business (newer businesses considered case-by-case)
- 6 months company bank statements
- Directors age 21–65
- All industries accepted except restricted sectors
Required Documents
Essential documents needed for a smooth and fast assessment.
- SSM documents
- Directors’ IC
- 6 months company bank statements
- Latest financial statements
- Tax submission (Form B/BE/CP204)
- Supporting documents (invoices / tenancy / contracts if needed)
Frequently Asked Questions
What is Easy Banque SME Loan?
Our SME Loan is a tailored financing solution designed to support Malaysian businesses with working capital, expansion, inventory, or project-based funding. Each proposal is customised based on your company’s needs and financial profile.
Who is eligible to apply?
Companies that meet the following:
Malaysia-registered business (Sole Prop, Partnership, Sdn. Bhd.)
Minimum 6–12 months in operation
Active business revenue and bank transactions
Directors in good credit standing
How much financing can my business receive?
Easy Banque offers flexible financing options, typically ranging from RM10,000 to RM500,000, depending on your company’s financial strength, business model, and repayment capacity.
What documents are required?
Our assessment is simple. Commonly required:
Director’s NRIC
SSM Business Profile
6–12 months bank statements
Business invoices / contracts (if applicable)
Additional documents may be requested depending on the amount and structure of financing.
How fast is the approval process?
With complete documentation, most applications are reviewed within 1–3 working days, followed by prompt disbursement upon acceptance.
Is collateral required?
No collateral is required for standard SME working capital financing.
For larger amounts, additional guarantees may be considered on a case-by-case basis.
How soon can I receive the funds?
Once approved and the agreement is signed, funds are typically released within 24–48 hours.